• Paying off your student loan: The essentials

    studentloans

    When you're making your way through early adulthood, one of the chief types of debt you'll have to deal with is that of a student loan. According to the Australian Bureau of Statistics, in 2011/12, the average amount of student loan debt sat …

  • The hierarchy of debt

    calculating

    Between bills, general living costs, and saving for a rainy day fund or any other goal, your budget is stretched as it is. But then on top of all this are the various debts you've got to deal with, and it can seem downright impossible to cover …

  • Debt collectors and you

    overdue

    In an ideal world, you would maintain a budget and pay all of your bills, loans and other expenses on time. Of course, the world we live in is based in reality, and in reality, things aren't always ideal. If you fail to pay make your …

  • Not all debt is bad: Understanding good debt

    Cards

    Debt weighs heavily on a lot of Australians minds. And it's not hard to see why - all you have to do is look at MoneySmart's credit card debt clock, which at the time of writing is sitting at $34.6 billion, and rapidly increasing at more than …

  • How to put together a household budget

    budgeting calculator 1

    Good budgets are more necessary than ever. According to the Q1 2014 Financial Wellbeing Index from ING Direct, only 9 per cent of Australians reported being comfortable with their take-home salary, while 63 per cent said they felt stretched …