Income Protection


If something happened to you and you were unable to work, would you have enough money set aside to cover your day-to-day bills and look after your family? It is estimated that one in three Australians will be unable to work due to illness or injury for a three-month period, or longer, during their working life*.

Confronted with this situation, many Australian families experience significant financial difficulty, sometimes with no income for more than three months. BT Income Protection allows you to receive a monthly payment of up to 75% of your pre-injury or illness income.

*Source: Australian Disability Table IAD89-93 Class 2


  • Agreed monthly benefit
  • Waiver of premiums during waiting period
  • Worldwide cover
  • Claim escalation
  • Business expenses covered