Maintain a budget.



Creating and sticking to a budget may not sound like the most exciting use of your time, but it can make your financial journey that much easier. Not only will it help you achieve your goals, it will help keep you from getting into financial trouble.



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Achieve your goals

Budgeting gives you greater control of your money and keeps you focused on your financial objectives. Creating a budget allows you to:

  • Better organise spending and saving
  • Plan ahead for both expected and unexpected costs
  • Identify potential financial problems earlier
  • Determine whether you can take on debt
  • Save money faster
  • Pinpoint poor spending habits


Whether you're working with a limited income, trying to get rid of debt or saving up for a large purchase, budgeting will give you the edge you need. MOVO can help you figure out the best ways to budget and what financial planning steps you should take.

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Use the right tools

Putting pen to paper isn't necessarily the best way to create and stick to a budget. Fortunately, MOVO has a wealth of free tools you can use to make budgeting easier.

Our Lifestyle Budgeting tool allows you to customise your budget based on how much money is coming in and going out on a weekly, monthly or even yearly basis. Meanwhile, our Goal Planner tool can be used in conjunction to provide you with a clear picture of how much money you need to save and over how long in order to meet your specific financial goal.

Finally, our Future Wealth Forecast tool allows you to look to the future, providing you with an analysis of future wealth based on your age, income and superannuation.

What are you waiting for? After all, failing to plan is planning to fail.