Starting your career.



A job is something you do for money. A career is part of your professional development and a major factor in your financial journey. With that in mind, starting your career represents the perfect opportunity to begin on the right financial footing.



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Consolidating your superannuation

You likely have various superannuation accounts connected to jobs you've held previously. This can make it difficult to keep track of all your super and can even lead to losing some as time goes on. Once your career is under way, it's a smart move to consolidate all your super accounts into one. This will save you money on fees and reduce the amount of paperwork you have to contend with.

Consolidating your superannuation funds can be confusing, as can deciding which one to maintain and continue contributing to. Let MOVO help you make the best decision for your circumstances with our comprehensive Financial Roadmap, tailored to your individual circumstances..



Getting your general finances in order

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Once your super is under control, start financial planning in other areas. For instance, one great first step is creating a general financial plan. This can help you with everything from budgeting to reaching specific goals. MOVO's Lifestyle Budgeting and Goal Planner tools can make this process easier, allowing you to take control of your finances in a clear, hassle-free way.

While you're at it, consider:

  • Auditing your current finances to find out exactly where you stand regarding income, savings and outstanding debts.
  • Obtaining a copy of your credit report so you can see your current position with creditors and any areas of weakness that require your attention.
  • Starting a dedicated savings account as part of your financial strategy, whether it be to save up for a house, start an investment portfolio or simply have funds available for a rainy day.
What are you waiting for? After all, failing to plan is planning to fail.